Insurance Scheme

Peace of mind for your projects

Our Insurance Scheme

The insurance scheme provided by Natural Kirklees is primarily aimed at volunteer groups to enable them to work on Kirklees or other privately owned green spaces. If you are eligible to be covered by our insurance scheme depends on the kind of membership you are applying for. Detailed information about the different memberships and the admission criteria can be found on our membership page.

NOTE: If the land is not owned and managed by Kirklees Council, a separate public liability policy must be held by the land owner if the general public are allowed access.

Public Liability Insurance

Natural Kirklees will liaise with the insurance brokers Griffiths and Armour to either renew the existing policies or obtain cover for newly applying groups which, if accepted, will cover the group until the following renewal date. The insurance is currently underwritten by Royal Sun Alliance. A sample policy may be obtained by emailing insurance@naturalkirklees.org.

It is a condition of the insurance policy that for each and every activity undertaken, the group must ensure; and by implication of receiving the insurance policy confirm, that they will

  • carry out risk assessments for all planned activities
  • carry out a safety briefing for all participants on our events

The group must also confirm that their group is non-political and will be undertaking practical environmental activities.

What is Public Liability Insurance?

Public Liability Insurance can be defined as part of the general insurance system of risk financing to protect the member group from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the group is sued for claims that come within the coverage of the insurance policy – in the case of Natural Kirklees members the list of items covered on our web site.

At present the public liability insurance is set at a maximum cover of £10,000,000 which is acceptable to Kirklees Council for all volunteer groups undertaking activities with their permission.