Peace of mind for your projects
Our Insurance Facility
The insurance facility provided to Natural Kirklees by Griffiths & Armour Insurance Brokers (underwritten by Royal & Sun Alliance), is primarily aimed at volunteer groups to enable them to work on Kirklees or other privately owned green spaces. Member groups who meet our full membership criteria may be eligible to be added to our current policy. Detailed information about the different memberships and the admission criteria can be found on our membership page.
NOTE: If the land is not owned and managed by Kirklees Council, a separate public liability policy must be held by the land owner if the general public are allowed access.
Public Liability Insurance
Natural Kirklees holds a Commercial Combined Policy currently underwritten by Royal Sun Alliance which provides Employer and Public Liability for the charity and extends to include full member groups named in the policy.
Natural Kirklees trustees will liaise with insurance brokers Griffiths and Armour to either renew the existing policy each September or during the cover period, obtain cover for additional newly approved full member groups which, if accepted by the brokers, and insurers, will cover the group until the following renewal date.
Insurers advise that it is a condition of the insurance policy that for each and every activity undertaken by a named group, the group must ensure that they;
- carry out risk assessments for all planned activities
- carry out a safety briefing for all participants on our events
The named group must also confirm that their group consist solely of volunteers and will be organising or undertaking practical environmental activities and events within the scope of the activities. A list of permitted activities can be found later within this page. It is also a condition of the insurers that where any equipment is utilised, this must be in accordance with the manufacturer’s safety and operating instructions.
Level of Cover
The policy held by Natural Kirklees covers the trustees, committee members and volunteers for the time being of Natural Kirklees and the green space user groups in Kirklees for the purpose of Litter picking activities, landscaping tasks and community organised events to promote the conservation and improvement of the physical and natural environment.
- The policy provides public liability cover up to a maximum limit of indemnity of £10,000,000
- The policy also covers employer liability up to a maximum of limit of indemnity £10,000,000
What is Public Liability Insurance?
Public Liability Insurance can be defined as part of the general insurance system of risk financing to protect the member group from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the group is sued for claims that come within the coverage of the insurance policy.
At present the public liability insurance is set at a maximum cover of £10,000,000 which is acceptable to Kirklees Council for all volunteer groups undertaking activities with their permission.